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Tuesday, April 30, 2024

Creand Estalvi Únic, a three-year savings plan with a guaranteed net return to maturity of 6.9%

Andorra la VellaCreand Assegurances Estalvi launches a three-year single premium savings insurance that offers a guaranteed net return to all people who want to get a return on their savings. This is Creand Estalvi Únic, a product that has the added value of investing in sustainable companies that follow environmental criteria measured by the Clarity AI platform.

The minimum single contribution is 10,000 euros and the maximum is 50,000 euros. The customer will receive, at maturity, a guaranteed cumulative net return of 6.9% (2.25% APR). The guaranteed annual returns are: 2% in the first year, 2.25% in the second year and 2.5% in the third year. This savings insurance is added to the range of products that the financial institution Creand Crèdit Andorrà markets, in order to offer customers the possibility of saving by obtaining a guaranteed return, more immediate for personal projects.

“We continue with the commitment to encourage savings, with this product that allows customers to optimize the profitability of their savings in a shorter term than retirement plans, with the added value of participating in sustainable investments with very attractive rates” , points out Daniel Marsol, director of the Creand Insurance Group.

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