The DANA that is hitting the Valencia Community and other parts of eastern Spain, It has taken the lives of at least 64 peopleaccording to the latest data, and damage to infrastructure, vehicles and streets, although at the moment the consequences cannot yet be quantified.
Therefore, in the event that your car has been affected by DANA and practically has to be declared a total loss, since it is irreparable due to the effects of the floods, it is necessary to know that the cInsurance companies are not responsible for compensationbecause they are damages caused by extraordinary risks.
Who covers DANA car compensation?
In these cases, it is the Insurance Compensation Consortium, an organization dependent on the Ministry of Economy, Commerce and Business, that is responsible. responsible for compensating damages for these extraordinary risks like DANA that is tragically affecting the east of our country.
On the other hand, to request compensation it is necessary to call 900222665 or 913395500, and it is also possible to complete the request through the Insurance Compensation Consortium websitealthough To do this, a series of requirements must be met..
What are these requirements before requesting compensation from the CCS?
The Insurance Compensation Consortium will only compensate you for extraordinary risks If your vehicle has a contracted insurance policy, since you must have it and be up to date with payment. It is also essential that the car is detailed in the insurance policy.
In addition, it will be advisable to provide photos of the finished state of the car and attach them to the application. Finally, it is necessary to indicate that CCS covers damage to all vehicles, regardless of the insurance they have contracted, whether all risk or to third parties.
What to do if you are surprised by a flood while driving?
The DGT has uploaded a post to its X (formerly Twitter) in which it explains how to react to a river flood caused by DANA. First of all, you have to evaluate the situation and avoid trips when there are alerts for heavy rainfall.
However, if you are directly affected in the middle of a stream of water, and it exceeds the height of your wheels, That is, it is possible that it drags the vehicle. The DGT recommends getting out of the car through the window or door, and stay on the roof to be safer with the aim be visible to emergency services.