The parties Christmas They are already here. The starting signal is traditionally given by the drawing of the Christmas lottery. This December 22, the eyes and ears of Spaniards will be focused on the Teatro Real in Madrid, where the children of San Ildefonso are in charge of singing the numbers of the winning tenths. And the most coveted are those of the famous lottery jackpot, the grand prize.
We all want it, but do you know what to do if you win the lottery? When the initial joy passes, you have to follow a series of steps to collect the money. The National Police has published in its TikTok official profile a advice series with which he guides the participants on how to proceed if they have been lucky because your number has come out of the big hype.
Given the importance of knowing the steps to follow in these cases, from INFOVERITAS We give you the keys to know them.
First thing: a photograph to the tenth
This is explained by the National Police in their TikTok content. The first step to take if you have won the lottery is to make a photograph the tenth and write down the serial number. “If you share it with more people, sign it on the back. You can find the traditional tenth with the seal of the administration where you bought it or the format of the receipts,” they expand.
Furthermore, in such cases, it is necessary to identify all participants “if the prize is equal to or greater than 2,000 euros“.
Where can you charge?
On the official page of State Lotteries and Betting It is reported that there is a differentiation in terms of prizes depending on their amount. There are minor prizes, of less than 2,000 euros, and major prizes, of more than that figure. The smallest ones can be charged in any lottery administration “from the day following the last draw in which the bet participates”, that is, from, in this case, December 23.
The older ones, on the other hand, must be paid in collaborating banking entitieswhich are BBVA and CaixaBank. And before they give us the money, these entities have to “collect from the recipients of the prizes the documentation and information necessary to comply with the legal identification obligations (regulations on the prevention of money laundering and the financing of terrorism, tax regulations or regulations of any other nature that may be applicable).
How is it charged?
From LoterÃas y Apuestas del Estado they explain that, when choosing where to collect the prize, it is advisable make an appointment to ensure appropriate care. In addition, they emphasize that it is not necessary to have an account in the chosen entity to deposit the lottery money and that they will not charge you commissions.
the bank will request your ID in force and that you complete some forms on data protection. Likewise, “the bank may also ask you financial information related to know your customers (KYC) to comply with its legal obligations to prevent money laundering and terrorist financing.
If you share the lottery with a group, if it is a jackpot, all participants They have to go to the bank to identify themselves. “If the group is large and the winners voluntarily prefer it, they can designate a representative to carry out the procedures on behalf of everyone. This power of attorney must be conferred in a public document before a notary, since we are talking about high amounts of public funds, which requires being certain of who is being paid and why,” they explain.
What if I lose it or it is stolen?
The National Police affirms that, if you have been robbed or have lost your tenth, You have to report it as soon as possible at the police station. “And if you go to court with the complaint. Make sure you buy it at one of the 11,000 lottery points of sale. Remember that the only valid result is the official list of prizes published by Lotteries on the afternoon of December 22. Keep it in good condition and be discreet if it’s your turn.”
Until when do I have to collect it and how much taxes do I have to pay?
The tenth has a expiration of three monthsexplains the National Police. So the deadline to collect it is March 24.
Finally, prizes of less than 40,000 euros are exempt from tax, that is, “all prizes that do not reach this amount per tenth or bet are “tax free”point out from State Lotteries and Betting.
If you have received more than 40,000 euros, the withholding that applies to you is 20%.